Do I need a website to use AdvisorCal?

No. Every calculator comes with its own branded landing page that you can share as a standalone link. on social media, in emails, or in ads. If you do have a website, you can also embed any calculator with a single iframe tag. Works with WordPress, Wix, Squarespace, or any site builder.

Will my clients see the AdvisorCal brand anywhere?

No. Every page displays your logo, your colors, your company name, and your headshot. Your clients and prospects will only see your brand. AdvisorCal is never visible to them.

What are the advisor tools and how are they different from the calculators?

The 28 calculators are client-facing tools you embed on your website to capture leads. The 16 advisor planning tools are tax-aware analysis tools you run during client meetings. Roth conversion analysis, tax projections, inherited IRA modeling, legacy planning, and more. Each one generates two deliverables: a multi-page branded PDF report for the meeting AND a persistent household page online that the client can revisit between meetings.

Which advisor tools are included?

Your subscription includes all 16 advisor planning tools: Roth Conversion Pro, Tax Burden Analysis, Tax Projection Advisor, Tax Analyzer, Tax-Efficient Withdrawals, Backdoor Roth Advisor, Annuity Income Analyzer, QCD Optimizer, NUA Strategy Advisor, Legacy Optimizer, Inherited IRA Optimizer, Housing Decision, FERS Pension Estimator, TSP Withdrawal Planner, FEHB & Medicare Coordination, and Federal Benefits Gap Analysis. Each tool generates detailed results with charts and branded PDF reports.

Are the calculators and advisor tools compliant?

All tools use hedged language like 'estimate' and 'may'. never promissory language. You can set custom compliance disclaimers globally, per calculator, and per advisor tool. Disclaimers appear on every PDF report. The tools provide educational estimates, not financial advice.

How current is the data in the calculators?

All calculators and advisor tools use the latest IRS tax brackets, SSA benefit tables, CMS Medicare/IRMAA thresholds, and contribution limits. Data is updated when new figures are released so your clients always get accurate results.

What exactly do I get when a lead comes in?

You get their first name, last name, email, phone number, the name of the calculator they used, every input they entered, and their calculated results. Both you and the client receive an email with a branded PDF report attached. All leads are stored in your dashboard where you can track and manage them.

Can I manage clients and reports within AdvisorCal?

Yes. The advisor tools include a built-in client management system. You can save reports to client profiles, view report history, search by client or date, and manage team members with role-based permissions.

What do the advisor tool PDF reports include?

Each advisor tool report is a multi-page branded PDF with your firm's name, logo, and colors. It includes an executive summary, highlighted key results, a full assumptions and inputs table, year-by-year projection tables, embedded charts, and your compliance disclaimer.

Can prospects use the calculator without entering their info?

That's up to you. You can toggle lead capture on or off for each calculator. With it on, prospects fill out the calculator and enter their info to unlock results. With it off, they can see results immediately.

Is there a limit on leads or reports?

No. There are no per-lead fees, no per-report fees, and no caps. You get unlimited leads across all 28 calculators, unlimited advisor tool reports, and unlimited PDF downloads. The plan is flat-rate.

How do I add a calculator to my existing website?

Copy and paste a single iframe embed code from your dashboard. No plugins to install, no JavaScript files to manage. Works on WordPress, Wix, Squarespace, Webflow, or any HTML site. The calculator automatically resizes to fit your page.

Is lead and client data secure?

Yes. All data is transmitted over HTTPS and stored in a secure, encrypted database. Lead and client data is only accessible through your authenticated dashboard. We never share, sell, or use your data for any purpose.

Comparisons

CalcXML vs AdvisorCal: which is better for solo advisors?

By Isaiah Grant, Founder, AdvisorCal · April 15, 2026

The short answerFor solo advisors, AdvisorCal is the better fit in most scenarios for 42 tools, lead capture with financial context, and full white-labeling. CalcXML is advisor-built and ships PDF reports, but its per-category annual licensing (roughly $995/year and up) stacks quickly and lead capture is not its core design. Choose CalcXML if you already have a content-heavy site and need one or two specific calculator categories; choose AdvisorCal if you need breadth and a pipeline.

CalcXML vs AdvisorCal: which is better for solo advisors?

TL;DR. For solo advisors, AdvisorCal is the better fit in most scenarios for 42 tools, lead capture with financial context, and full white-labeling. CalcXML is advisor-built and ships PDF reports, but its per-category annual licensing (roughly $995/year and up) stacks quickly and lead capture is not its core design. Choose CalcXML if you already have a content-heavy site and need one or two specific calculator categories; choose AdvisorCal if you need breadth and a pipeline.

The two platforms at a glance

CalcXML (Financial Calculators, Inc.). A long-running advisor-focused calculator vendor. Calculators output directly to PDF reports, which advisors can email or print. Delivery is via iframe or AJAX-loaded div. Pricing is category-based, starting around $995 per year per consumer-calculator category.

AdvisorCal. A newer calculator suite built for solo and small RIAs. 28 embeddable lead-capture calculators plus 14 advisor-facing professional tools, all in one subscription. White-label branding, branded PDF reports, and analytics included.

How they differ on the things a solo advisor cares about

Pricing model. CalcXML's per-category annual model can work for large firms that already know which categories they need and amortize the cost across a big pipeline. For a solo advisor, a single category at $995/year is 4× the annual cost of AdvisorCal's full 42-tool suite.

Lead capture. CalcXML is built around calculation output and PDF delivery. Lead capture is available in some integrations but is not the center of the product. AdvisorCal is built around lead capture: every calculator can gate the branded PDF behind a form, and every financial input the prospect entered is stored against the lead.

White-label depth. CalcXML supports branding of the calculator layout to match the site. AdvisorCal supports advisor logo, colors, headshot, bio, firm name, custom compliance disclosures per calculator, and a brand-matched landing page builder.

Calculator coverage. Both cover the standard retirement, tax, and planning topics. AdvisorCal adds dedicated federal-employee tools — FERS Pension, TSP Withdrawal Planner, FEHB & Medicare Coordination, and a comprehensive Federal Retirement Planner — which are not standard in CalcXML.

Data freshness. Both keep calculators updated. AdvisorCal reflects 2026 IRS brackets, SECURE 2.0 (RMD age 75), OBBBA ($15,750 standard deduction), 2026 OASDI wage base $176,100, and 2026 Medicare Part B at $206.90/month.

When CalcXML still wins

CalcXML has a long track record and a deep calculator library per category. For a firm that only needs one calculator (for example, an insurance specialist who wants a single annuity calculator) and values the legacy reliability of a vendor that has been in the space for decades, CalcXML can fit. For breadth and pipeline, the solo-advisor math leans the other way.

Key facts

CalcXML pricing: roughly $995/year per consumer-calculator category (pricing current as of search verification, subject to change; confirm at purchase).
AdvisorCal pricing: (pricing TBA) for all 42 tools.
CalcXML delivery: iframe or AJAX-loaded div, with PDF output.
AdvisorCal delivery: iframe, hosted landing page URLs, or both; branded PDF auto-sent to advisor and prospect.
Calculators included (AdvisorCal, non-exhaustive): Retirement Tax Planner, Roth Conversion, Social Security, RMD, Medicare IRMAA, 401(k) Maximizer, Backdoor Roth, Inherited IRA, NUA, FERS Pension, TSP Withdrawal, FEHB & Medicare Coordination, Federal Retirement Planner.

Common follow-ups

Can I use both? Yes. Some advisors keep a specific CalcXML calculator they already trust and add AdvisorCal alongside for breadth and lead capture. The iframes coexist cleanly on a single site.

Does CalcXML offer lead capture? Some integrations do. It is not the default behavior and it is not the product's center of gravity.

Which is easier to set up? Both are iframe-based and install in under five minutes per calculator. AdvisorCal ships a landing page builder that generates a hosted URL for each calculator if you do not want to place an iframe.

When this doesn't apply

Large RIAs, banks, or credit unions with firm-wide calculator tech already in place are out of scope for either product in its solo-advisor form. Both offer enterprise tiers that change the pricing math.

Sources

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